Member purse
Member purse & bar-card balances
A per-club prepaid balance — the modern bar card. Members carry credit at the club; staff top it up or deduct at the desk, and on-course food and drink orders can be charged straight to it. Every movement is logged and the balance can never go negative.
The member who taps to pay everywhere expects the same at their club — one balance that just works, on the course and in the clubhouse.
The problem
Cash on the cart, cards at the bar, nothing joined up
On-course spending is awkward: members carry cash for the drinks cart, tabs get written on paper, and nothing ties back to the person or the round.
The response
One prepaid balance, safely managed
Members hold a club purse they top up; staff can credit or debit at the desk with a reason, and freeze an account if needed. On-course F&B orders charge straight to the purse. Every change goes through one guarded path — balances can't be overdrawn and every transaction is recorded.
Why it matters
What a truly connected club gains
Frictionless on-course spend
A member out on the 12th can order a round of drinks and charge it to their purse — no cash, no card, no paper tab.
Safe by design
Balance changes run through a single controlled operation: no overdrafts, no lost money, a full ledger the club can trust.
Staff stay in control
Top up at the desk, deduct for a purchase, or freeze an account — with a reason logged every time.
Ties spend to the member
Unlike an anonymous card, the purse links every top-up and purchase to the member and, where relevant, the order and the round.
Charge to purse
On-course F&B orders can be paid straight from the member's balance.
Staff top-ups
Credit or debit a member's purse at the desk, with a reason and daily totals.
No overdraft
Balances can never go negative, and frozen accounts block spend while allowing credits.
For your club
- Offer a modern bar card without a separate EPOS contract.
- Take on-course F&B payment straight from a member's balance.
- See daily top-up and spend totals at a glance.
- Freeze an account instantly if something's not right.
For your members
- Carry a club balance and spend it on the course or at the bar.
- Charge drinks and snacks to your purse without cash or card.
- See every top-up and purchase in your own app.
- Top up at the desk (card top-ups via Stripe on request).
How it works
- 01
Top up the balance
Staff add credit at the desk, or the member tops up (card via Stripe when enabled).
- 02
Spend on the course
Order food and drink during a round and charge it straight to the purse.
- 03
See every movement
Members and staff both see a full, tamper-proof transaction history.
The Caddyio difference
A bar card without the EPOS lock-in
The purse gives your club a prepaid member balance and charge-to-purse ordering without a separate till contract — safe, logged, and part of the same platform your members already use.
Compare the whole platformFrequently asked
- Can a member overspend their purse?
- No. Every deduction is checked and a balance can never go negative; a frozen account blocks spending but still accepts staff credits.
- Can members pay for on-course orders with it?
- Yes. Food and drink ordered during a round can be charged straight to the member's purse.
- How do members top up?
- Staff can top up at the desk, and card top-ups via Stripe are available on request.
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